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EATOC has a policy in place to provide public liablity cover for all the club members. This page outlines the key points of the cover. Club Members are able to download a copy of the insurance certificate from the members pages on the website.
A lot of people aren't aware that the public liability cover on your cars insurance is temporarily invalid when attending a show or gathering as part of a group. The club wasn't until an article was published in Complete Kit Car magazine. If you attend by yourself then the insurance is still valid (insurance companies are strange). So as a service to our club members we have taken out a policy to protect them from unforseen problems.
All paid up members of the club are covered. By paid up we mean that the membership fees have been paid and those fees have cleared through our bank account. Until this happens you are not classed as a full member and the insurance won't cover you.
The cover is for £ 5,000,000
An excess of £ 250 applies to any claim. If the claim is against a club member then they will be expected to meet the excess. If the claim is caused by a piece of club owned equipment (flag, gazebo etc) then the club will meet the excess.
Cover is for an unlimited number of events per year and we do not need to notify the insurer before attending an event.